What’s the best bank for first time home buyer in bay Area?

I want to buy a house in the bay area, which one is the best bank for first time home buyer. i need a 30 years fixed rate. can you share your story or experience.
Thanks

Can you give tips for a first time home buyer?

Hello,we were thinking of buying a house.We are first time home buyers and don’t know much about the processes,fees and all the things associated with buying a home.
I would greatly appreciate if you all can share your tips with us.I need as many tips(A-Z) as you can give.It will really help us in decision making.
We were considering Raleigh in NC.
Thanks in advance.

Am I qualified for the First time home buyer tax credit?

My grandmother lives in a Co-op in New York and I help her pay the maintenance, I used to live with her for several years until 2 years ago. Both of our names are on the co-op contract as share holder as well as on the Mortgage Interest Statement, Form 1098. I never took a mortgage or actually purchased any home. My question is, am I qualified for the 8000$ first time home buyer tax credit in case I buy an apartment in 2009?